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| − | For a small business, insurance policies can be daunting and deciding which policies to choose for your business can be very confusing. This is why we have a [http://www.cig.co.za/small-business-insurance.aspx small business insurance ]package tailor made to suit your needs.
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| − | With us, you are able to choose from a number of insurance policies to make up your own [http://www.cig.co.za/small-business-insurance.aspx small business insurance ]package. Here's a list of five insurance policies that every small business should consider investing in:
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| − | Public Liability Insurance
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| − | This insurance covers you when you are legally liable for any accidental damage, loss, injury, illness or death. Public liability insurance doesn't absolve you from being legally liable, but it does assist you with covering claims and payouts.
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| − | Employer's Liability Insurance
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| − | Similar to public liability insurance, this insurance also covers you when you are legally liable for any damages, injuries, illnesses or death. However, this cover specifically pertains to work related incidents and only covers your employees under contract or apprenticeship.
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| − | Fidelity Insurance
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| − | This insurance covers your business for any loss of money or stolen property, as a result of an employee or a partner's embezzlement, fraud or any other dishonesty that leads to financial loss.
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| − | Business All Risks Insurance
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| − | This insurance covers your business's portable equipment and property as indicated by you in your contract. This list could include things such as cell phones, laptops and tablets, as well as tools of your specific trade, such as an electrician's toolbox or a photographer's camera.
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| − | Employee Benefits Insurance
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| − | Our brokers will work with you to create a benefits package for your employees. You'll be able to select a variety of benefit options such as dread disease cover, disability cover, funeral pay-outs and group cover.
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| − | There are a variety of other policies that are available to you through us, such as:
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| − | accidental damage cover
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| − | office contents cover
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| − | electronic equipment cover
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| − | business interruption cover
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| − | motor cover
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| − | key person insurance
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| − | company medical aid cover
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| − | retirement annuities cover
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| − | investments cover
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| − | If you'd like to find out more about what Compendium's small business insurance has to offer you, or you'd like to speak to one of our brokers, please contact us on 031 242 6800, or visit our webpage at: www.cig.co.za
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