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| − | Like most of our insurance policies, our [http://www.cig.co.za/car-insurance.aspx car insurance] can be fully customized. So much so we'll cover most types of vehicles - four wheelers, two wheelers, trailers and caravans.
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| − | We even have a variety of options you can bolt on for even better cover. Plus, with our car insurance, your vehicle is insured at its current retail value. It means you won't lose out on a claim. We evaluate your vehicle according to the latest Trans Union Auto Information Services' Auto Dealers Guide. An updated guide is released every month so, rest assured, you'll be covered according to the latest figures.
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| − | With our [http://www.cig.co.za/car-insurance.aspx car insurance] you can also get our exclusive Compendium Assist. It's a 24/7, year round emergency assistance line. What's more it's partnered with the Automobile Association of South Africa. So you'll be getting the best roadside assistance service possible.
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| − | But it's important that you make a few things clear before you sit back and relax.
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| − | First, you can't insure a vehicle unless you have an insurable interest in it. In other words, you need to own or part-own the vehicle you want to insure. This prevents someone else taking out insurance on your vehicle and then stealing and crashing it to collect the pay-out.
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| − | Second, be sure the "definition of use" is correct. There are three ‘definitions of use' and each varies in what they cover and cost.
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| − | Private Use - Your own private vehicle.
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| − | Business Use for Motor Vehicles Only - Your company car.
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| − | Business Use for Motor Vehicles and Motorcycles Only - Your company's delivery vehicle or motorcycle.
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| − | Last, but by no means least. What type of cover are you getting? We offer three forms of cover.
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| − | 3rd Party Fire and Theft - Will cover you in event of theft, any fire-related damages and cover the cost of repair to another persons' vehicle if you are responsible.
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| − | Comprehensive - Covers you for accidents, theft, damage caused by fire and claims from other drivers involved in accidents that were your fault.
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| − | 3rd Party Only - This is the more inexpensive option but also limited. 3rd Party cover only pays out to another driver who was in an accident you caused.
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| − | For more information on Car Insurance or any of the policies we offer, call one of our dedicated brokers on, 031 242 6800 or visit us at www.cig.co.za
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